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Settled Payment For Sheffield Hallam University And Opened HSBC Bank Account In Malaysia

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today i woke up at 12.30pm.
somehow i just told myself don't procrastinate again as i wanted to settle something related to SHU stuff.
after having my lunch, my father fetched me to the Klang branch of HSBC Bank as i wanted to open an account at there as my brother told me that it is more convenience to use their service when you're in foreign county.
moreover, i heard that the requirement of opening HSBC bank account was quite strict as you need some reason to open but i not sure true or not.
therefore i just use the "education" reason to open the account and asked some details regarding it.
well, it seems that opening a Premier account require around RM200,000 to get it's benefits as told by their stuff and i just feel why it is different story when i see it at their official HSBC Malaysia website.

anyways, i just went to Maybank to withdraw RM2,000 and walk back to the HSBC bank to open the account as it is quite near.
somehow there is not much customer in the branch but it took us around 30 minutes of waiting time.
overall the process took about 30 minute again although i was opening the basic savings where the minimum requirement was only RM20 initial deposit.
finally i get a card from them which is quite nice and another security device as shown picture below.
besides, there was a girl approached us to talk about HSBC credit card and i just feel that maybe this is a job scope of a sales as you need to be brave to approach anyone to "sell" your stuff.
after all, they just want you to spend more money as if you spend more $$, they will get more profits and this is how banks earn money.

after that, we walk to Maybank to buy the bank draft and fill out the necessary form.
well, there is two bank draft that need to buy whereby one is for Sheffield Hallam University and another was for personal use by writing your own name as it will be used for opening the bank account in United Kingdom such as the Barclays bank.
therefore i estimate that i would probably use around £1500 at there and settle the SHU payment for the remaining £3647 as shown below.
besides, the foreign exchange (Forex) rate for today seems to be quite good as i saw the overall 1 year chart for pound sterling can be consider quite low as below.
anyways, my buying rate was RM4.6220 per GBP from Maybank.

in fact, there is other's bank offering lower rate but i don't really know which bank had the best deal as i stick back to the bank who have the money deposit in as i use bank book to do the transaction at the counter.
on the other hand, my classrap has shared his UK Summer program budget planner for Sheffield Hallam University Tarc student which can be keep as a reference as picture below.
during the moment at car, there is a song that caught my attention which is "Qing Tian" by Jay Chou (晴天-周杰伦) although it was quite an old song as below or the link >>> Here.
somehow it just make me recall on "something" especially the weather was having a little shiny rain as i having another "self fantasy" with some Chinese sentences. (从前从前,有个人爱妳很久,但偏偏,风渐渐,把距离吹得好远。好不容易,又能再多爱一天,但故事的最后你好像还是说了拜拜)
over time, i really start to feel myself enjoying this kind of "emos" and anti social feelings.

finally i arrived back home at 4.50pm.
then i just continue to watch the Fairy Tail anime as i wish to quickly can finish watch until the 175th episode.
during the night, i just have KFC as my dinner and continue to watch the anime.
overall today had used around RM26K and i just feel that money really can spend very fast in a blink of eye while saving money seems like took a lot of effort and self discipline.
honestly speaking, i do feel that my so call "lonely life" was actually nothing when compared to those orphanage as the problem was always because i think too much.
furthermore, i just feel that sometime why think so much even thought a very small things such as deciding this blog post title can end up writing something like "Settled Payment For Sheffield Hallam University And Opened HSBC Bank Account In Malaysia" which sounds so weird as it seems like i did it for SEO purpose.
as for the Korean plastic surgery post, i just feel it was true that most of us look on first impression look first rather than personality. (include myself? LOL)
anyways, i don't feel like thinking so much and hereby ended my writing.
=)

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